Thursday, November 15, 2012

Homebuyer Grant UPDATE!



Homebuyer Assistance 

Grant Program

The first time homebuyer purchasing a single family/one-unit primary residence will have the ability to put the Homebuyer Assistance Grant Program into action, even before the first of the year!

A grant program will be available for the purchase of a single-family, owner occupied, primary residence. But keep in mind that if the borrower has had ownership interest in a primary residence in the last three years from the date of purchase, they are not eligible for the program.

This program supports non-military homebuyers with a grant of $3,000.00. It supports military homebuyers with a grant of $5,000.00 (Military includes Veteran, Active Duty, Reservists).  Buyers can use the grant in conjunction with their own first mortgage including the MSHDA’s existing Down Payment Assistance (DPA) program using a waterfall review, i.e. a first lien with MSHDA, next apply the grant, then if needed apply the MSHDA DPA.

These funds may be used with any loan type!!!

The Grant Purpose: The purchase of a single family/ one-unit, owner occupied primary residence.

The Grant Terms/ Requirements: There is no lien and no repayment is required!

Limit: There is no limit just a minimum loan amount of $30,000!

Income Limits: None…this is one thing where income is NOT an issue!

Expected Availability Date: December 3rd, 2012  
(For loans closing December 10th or after)



 


Call us with all of your Real Estate Needs! Northouse Realty Group (616) 206-9667 Jeff Northouse - REALTOR Christine Lassa - Marketing Director www.grhomelink.com Brokered by Five Star Real Estate (616) 257-1500

2 comments:

  1. I heard about this grant on the radio today. A friend just closed October 12th on her first house. Is she out of luck as far as getting any grant?

    ReplyDelete
  2. Unfortunately, to the best of our knowledge, your friend is not going to be able to qualify for this grant since the closing was in October. This grant will not be taking place until December 3rd 2012.We will do our best to keep you updated on real estate perks for you to be aware of/ take advantage of!!!Thank you for your comment! Feed back is greatly appreciated :)

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